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Singapore Bank's Rate
Latest SORA Rate (28 Oct 2024)
|
1M SORA
|
3M SORA
|
6M SORA
|
|---|---|---|
| 3.22 | 3.39 | 3.53 |
Developer Sales Under Construction
Variable Rate Packages
|
Bank
|
Package
|
1st Year
|
2nd Year
|
3rd Year
|
Thereafter
|
Min Loan
|
Lock-in?
|
Contact
|
|---|---|---|---|---|---|---|---|---|
RHB |
BUC Resi (1mil & above) | 3.62% 1M SORA + 0.40% |
3.62% 1M SORA + 0.40% |
3.62% 1M SORA + 0.40% |
4.22% 1M SORA + 1.00% |
SGD 1M | No | RHB Banker |
OCBC |
No lock in Sora (BUC) | 3.47% SORA + 0.40% |
3.47% SORA + 0.40% |
3.47% SORA + 0.40% |
3.77% SORA + 0.70% |
SGD800K | No | OCBC Banker |
DBS |
BUC (3M SORA) | 3.84% 3M SORA + 0.45% |
3.84% 3M SORA + 0.45% |
3.84% 3M SORA + 0.45% |
4.09% 3M SORA + 0.70% |
SGD 700K | No | DBS Banker |
Standard Chartered |
3M SORA Floating Package | 3.84% 3M SORA + 0.45% |
3.84% 3M SORA + 0.45% |
3.84% 3M SORA + 0.45% |
4.09% 3M SORA + 0.70% |
SGD 1.2M | No | Standard Chartered Banker |
HSBC |
1M Comp SORA | 3.60% 1M SORA + 0.38% |
3.60% 1M SORA + 0.38% |
3.60% 1M SORA + 0.38% |
3.97% 1M SORA + 0.75% |
SGD 1M | No | HSBC Banker |
CITIBANK |
3M SORA Package | 3.84% 3M SORA + 0.45% |
3.84% 3M SORA + 0.45% |
3.84% 3M SORA + 0.45% |
4.39% 3M SORA + 1.00% |
SGD 750K | No | CITI Banker |
|
DBS |
EASY Switch | 3.95% FHR6 + 1.05% |
3.95% FHR6 + 1.05% |
3.95% FHR6 + 1.05% |
3.95% FHR6 + 1.05% |
SGD 700K | No | DBS Banker |
|
DBS |
(FHR 6) | 4.00% FHR6 + 1.10% |
4.00% FHR6 + 1.10% |
4.00% FHR6 + 1.10% |
4.00% FHR6 + 1.10% |
SGD 100K | No | DBS Banker |
UOB |
Promo BUC Package | 3.89% 3M SORA + 0.70% |
3.89% 3M SORA + 0.70% |
3.89% 3M SORA + 0.70% |
4.09% 3M SORA + 0.70% |
SGD 500K | No | UOB Banker |
|
HSBC |
3M Comp SORA | 3.77% 3M SORA + 0.38% |
3.77% 3M SORA + 0.38% |
3.77% 3M SORA + 0.38% |
4.14% 3M SORA + 0.75% |
SGD 1M | No | HSBC Banker |
Maybank |
3M Comp SORA | 4.09% 3M SORA + 0.70% |
4.09% 3M SORA + 0.70% |
4.09% 3M SORA + 0.70% |
4.39% 3M SORA + 1.00% |
SGD 100K | No | Maybank Banker |
Private Completed
Fixed Rate Packages
|
Bank
|
Package
|
1st Year
|
2nd Year
|
3rd Year
|
Thereafter
|
Min Loan
|
Lock-in?
|
Contact
|
|---|---|---|---|---|---|---|---|---|
|
Standard Chartered |
2 Years Fixed | 2.8% Fixed 2.90% |
2.8% Fixed 2.90% |
3.94% 3M SORA + 0.55% |
4.39% 3M SORA + 1.00% |
SGD 700K | 2 Years | Standard Chartered Banker |
|
Standard Chartered |
3 Years Fixed | 2.6% Fixed 2.60% |
2.6% Fixed 2.60% |
2.6% Fixed 2.60% |
4.39% 3M SORA + 1.00% |
SGD 700K | 3 Years | Standard Chartered Banker |
|
OCBC |
3 Years Fixed | 2.88% Fixed 2.88% |
2.88% Fixed 2.88% |
2.88% Fixed 2.88% |
4.39% 3M SORA + 1.00%% |
SGD700K | 3 Years | OCBC Banker |
|
OCBC |
2 Years Fixed | 2.90% Fixed 2.90% |
2.90% Fixed 2.90% |
3.57% SORA + 0.05% |
4.07% SORA + 1.00% |
SGD700K | 2 Years | OCBC Banker |
|
CITIBANK |
2 Years Fixed | 3.00% Fixed 3.00% |
3.00% Fixed 3.00% |
NA | 4.39% 3M SORA + 1.00%% |
SGD 1M | 2 Years | CITI Banker |
|
CITIBANK |
1 Year Fixed | 3.15% Fixed 3.15% |
3.94% 3M SORA + 0.55% |
4.14% 3M SORA + 0.75% |
4.39% 3M SORA + 1.00%% |
SGD 1M | 2 Years | CITI Banker |
|
HSBC |
2 Years Fixed | 2.65% Fixed 2.65% |
2.65% Fixed 2.65% |
4.22% 1M SORA + 1.00% |
4.22% 1M SORA + 1.00% |
SGD 1M | 2 Years | HSBC Banker |
|
HSBC |
1 Year Fixed | 2.70% Fixed 2.70% |
3.67% 1M SORA + 0.45% |
3.72% 1M SORA + 0.50% |
4.22% 1M SORA + 1.00% |
SGD 1M | 2 Years | HSBC Banker |
|
DBS |
3 Years Fixed 2.85% | 2.85% Fixed 2.85% |
2.85% Fixed 2.85% |
2.85% Fixed 2.85% |
4.39% 3M SORA + 1.00% |
SGD 700K | 3 Years | DBS Banker |
|
DBS |
2 Years Fixed 2.88% | 2.88% Fixed 2.88% |
2.88% Fixed 2.88% |
4.39% 3M SORA + 1.00% |
4.39% 3M SORA + 1.00% |
SGD 500K | 2 Years | DBS Banker |
|
Maybank |
3 Years Fixed | 3.75% Fixed 3.75% |
3.75% Fixed 3.75% |
3.75% Fixed 3.75% |
4.22% 1M SORA + 1.00% |
SGD 100K | 3 Years | Maybank Banker |
|
Maybank |
2 Years Fixed | 3.3% Fixed 3.3% |
3.3% Fixed 3.3% |
4.22% 1M SORA + 1.00% |
4.22% 1M SORA + 1.00% |
SGD 100K | 2 Years | Maybank Banker |
|
UOB |
2 Years Fixed Completed Property | 3.25% Fixed 3.25% |
3.25% Fixed 3.25% |
4.39% 3M SORA + 1.00% |
4.39% 3M SORA + 1.00% |
SGD 300K | 2 Years | UOB Banker |
|
UOB |
Promo Fixed + | 3.10% Fixed 3.10% |
3.10% Fixed 3.10% |
4.14% 3M SORA + 1.00% |
4.39% 3M SORA + 1.00% |
SGD 500K | 2 Years | UOB Banker |
|
DBS |
3 Years Fixed 2.90% | 2.90% Fixed 2.90% |
2.90% Fixed 2.90% |
2.90% Fixed 2.90% |
4.39% 3M SORA + 1.00% |
SGD 400K | 3 Years | DBS Banker |
|
DBS |
2 Years Fixed 2.90% | 2.90% Fixed 2.90% |
2.90% Fixed 2.90% |
2.90% Fixed 2.90% |
4.39% 3M SORA + 1.00% |
SGD 400K | 2 Years | DBS Banker |
Variable Rate Packages
|
Bank
|
Package
|
1st Year
|
2nd Year
|
3rd Year
|
Thereafter
|
Min Loan
|
Lock-in?
|
Contact
|
|---|---|---|---|---|---|---|---|---|
|
HSBC |
1M Comp SORA | 3.67% 1M SORA + 0.45% |
3.67% 1M SORA + 0.45% |
3.67% 1M SORA + 0.45% |
4.22% 1M SORA + 1.00% |
SGD 1M | 2 Years | HSBC Banker |
|
RHB |
1M SORA | 3.77% 1M SORA + 0.55% |
3.82% 1M SORA + 0.60% |
NA | 4.32% 1M SORA + 1.10% |
SGD 300K | 2 Years | RHB Banker |
|
CITIBANK |
3M SORA Package | 3.89% 3M SORA + 0.50% |
3.89% 3M SORA + 0.50% |
3.99% 3M SORA + 0.60% |
4.39% 3M SORA + 1.00% |
SGD 800K | 2 Years | CITI Banker |
|
Standard Chartered |
3M SORA Floating Completed | 3.89% 3M SORA + 0.50% |
3.89% 3M SORA + 0.50% |
3.94% 3M SORA + 0.55% |
4.39% 3M SORA + 1.00% |
SGD 1.2M | 2 Years | Standard Chartered Banker |
|
HSBC |
3M Comp SORA | 4.00% 3M SORA + 0.33% |
4.20% 3M SORA + 0.53% |
4.30% 3M SORA + 0.63% |
4.67% 3M SORA + 1.00% |
SGD 1M | 2 Years | HSBC Banker |
|
Maybank |
3M Compounded SORA | 4.09% 3M SORA + 0.70% |
4.09% 3M SORA + 0.70% |
4.09% 3M SORA + 0.70% |
4.39% 3M SORA + 1.00% |
SGD 100K | 1 Year | Maybank Banker |
HDB Completed
Fixed Rate Packages
|
Bank
|
Package
|
1st Year
|
2nd Year
|
3rd Year
|
Thereafter
|
Min Loan
|
Lock-in?
|
Contact
|
|---|---|---|---|---|---|---|---|---|
|
HBSC |
HSBC Home Loan - 2Y Fixed Rates |
3.2% Fixed 3.2% |
3.2% Fixed 3.2% |
4.59% 1M SORA + 1.00% |
4.59% 1M SORA + 1.00% |
SGD1M | 2 Years | HSBC Banker |
|
DBS |
2 Years Fixed 2.90% | 2.90% Fixed 2.9% |
2.90% Fixed 2.9% |
4.67% 3M SORA + 1.00% |
4.67% 3M SORA + 1.00% |
SGD700k | 2 Years | DBS Banker |
|
DBS |
2 Years Fixed 3.00% | 3.00% Fixed 3.00% |
3.00% Fixed 3.00% |
4.67% 3M SORA + 1.00% |
4.67% 3M SORA + 1.00% |
SGD300k | 2 Years | DBS Banker |
|
MAYBANK |
3 Year Fixed Rate | 3.3% SORA + 3.30% |
3.3% SORA + 3.30% |
3.3% SORA + 3.30% |
4.59% 1M SORA + 1.00% |
SGD100k | 3 Years |
Maybank Banker |
|
MAYBANK |
2 Year Fixed Rate | 3.3% SORA + 3.30% |
3.3% SORA + 3.30% |
4.59% 1M SORA + 1.00% |
4.59% 1M SORA + 1.00% |
SGD100k | 2 Years |
Maybank Banker |
|
DBS |
NOT AVAILABLE | NA NA |
NA NA |
NA NA |
NA NA |
NA | NA | DBS Banker |
|
DBS |
NOT AVAILABLE | NA NA |
NA NA |
NA NA |
NA NA |
NA | NA | DBS Banker |
Variable Rate Packages
|
Bank
|
Package
|
1st Year
|
2nd Year
|
3rd Year
|
Thereafter
|
Min Loan
|
Lock-in?
|
Contact
|
|---|---|---|---|---|---|---|---|---|
|
HBSC |
HSBC Home Loan - 1M Comp SORA |
3.92% 1M SORA + 0.33% |
4.12% 1M SORA + 0.53% |
4.22% 1M SORA + 0.63% |
4.59% 1M SORA + 1.00% |
SGD1M | 2 Years | HSBC Banker |
|
HBSC |
HSBC Home Loan - 3M Comp SORA |
4.00% 3M SORA + 0.33% |
4.20% 3M SORA + 0.53% |
4.30% 3M SORA + 0.63% |
4.67% 3M SORA + 1.00% |
SGD1M | 2 Years | HSBC Banker |
|
RHB |
1M SORA | 4.24% 1M SORA + 0.65% |
4.24% 1M SORA + 0.65% |
NA | 4.69% 1M SORA + 1.10% |
SGD300k | 2 Years | RHB Banker |
|
MAYBANK |
3M Compunded SORA Rate |
4.37% 3M SORA + 0.70% |
4.37% 3M SORA + 0.70% |
4.37% 3M SORA + 0.70% |
4.67% 3M SORA + 1.00% |
SGD100k | 1 Year |
Maybank Banker |